A chit fund is a rotating savings scheme. A fixed group of members contributes a fixed amount every month, and each month one member receives the pooled prize amount through a transparent auction — until every member has had their turn.
In a ₹1,00,000 chit with 20 members over 20 months, each member pays ₹5,000 a month. Every month one member takes the prize amount through auction, and the auction discount returns to all members as dividend. By month 20, all 20 members have received their turn.
Pick a chit value and duration that suits your monthly budget — our advisors will guide you to the right group.
Pay your fixed monthly installment. Your contribution joins the group's pooled fund, building your savings with discipline.
Each month, an open auction decides who receives the prize amount. The auction discount is shared back with all members as a dividend, reducing everyone's installment.
When your turn comes — by need or by choice — you receive the lump-sum prize amount for your goal: a wedding, education, business, or home.
Call or WhatsApp us and an advisor will help you choose the right plan in minutes.